Chapter 25 - The final trust decision
First Mountain Trust reviewed whether Drusilla could ever receive caregiver reimbursement in future.
Why?
Because if contact expanded, practical costs could arise.
Trust officer Caroline Park said:
“We are not preapproving Drusilla as paid caregiver.”
Good.
Policy:
Any relative recurring paid care requires:
Parent consent.
Child-safety compatibility.
Written scope.
Independent rate comparison.
No conflict with court orders.
No payment for ordinary grandparent social visits.
No behavioral coaching.
No trust reimbursement for discipline services.
Then I made a decision.
Drusilla would not become my regular childcare provider.
Not now.
Maybe never.
Visits could be family.
If I needed childcare:
After-school program.
Colin.
Beth.
Licensed sitter.
That kept love separate from employment.
Then trust:
$689,000 after market gains and therapy/education distributions.
Healthy.
No one stole principal.
No secret depletion.
No recovery drama.
The biggest financial plan had never gotten far enough to touch the money.
That was important.
May you like
We stopped it at planning.
Prevention counts even when no giant check comes back.
