magic

Chapter 13 - My father’s advice

My father, Thomas Hayes, was seventy.

Retired high-school chemistry teacher.

No financial sophistication beyond index funds and an allergy to debt.

When I told him the situation, he said:

“Do you need money?”

Not:

How much is Daniel worth?

Not:

Will you get the house?

“Do you need money?”

I started crying.

“No.”

“Do you have access to your own account?”

“Yes.”

“Your name?”

“Yes.”

“Enough for six months?”

I checked.

Not quite.

That frightened me.

For eleven years, Daniel managed most investment accounts.

I had my own salary from freelance design consulting but transferred much of it into joint savings.

My father said:

“Then solve that first.”

No revenge.

No forensic fantasy.

Cash flow.

My divorce lawyer later agreed.

I opened an individual account.

Redirected my income.

Documented every transfer.

Did not empty joint accounts.

Did not hide assets.

May you like

Boring decisions.

Good decisions.

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