Chapter 9 - $780,000

The delivery company’s insurer had faced substantial exposure.
Driver speed.
Sight line.
Residential road.
Commercial policy.
Noah’s injuries.
Their lawyers wanted resolution.
Settlement:
$780,000 gross.
Medical liens.
Legal fees.
Structured component.
Restricted minor account.
Net protected amount after deductions:
$612,418.
My mother and father became settlement conservators using my forged authorization.
Why?
So I would not see the underlying accident investigation.
That was Helen’s theory.
The financial records showed more.
Within seven months:
$96,000 moved into “family caregiving reimbursement.”
$48,000 educational support.
$31,000 transportation and adaptive equipment.
$22,000 psychological family services.
Many expenditures had nothing to do with Noah.
Payees:
Ashley.
My parents.
A family LLC.
Private academy attended by Emma.
Electronics retailer.
The iPad.
I stared at the purchase.
$1,399.
Tiny compared with hundreds of thousands.
Still obscene.
“The iPad was bought yesterday?”
“Yes,” the forensic accountant said.
“Why yesterday?”
Payment description:
INCENTIVE EDUCATIONAL DEVICE.
May you like
Incentive.
My mother had not even hidden the psychology from herself.