Chapter 6 - DANIEL’S BUSINESS Daniel owned a small residential construction company.

Custom additions.
Kitchen remodels.
Decks.
For years it did well.
Then two large projects went wrong.
A client stopped paying after a dispute.
Another job suffered water damage before final inspection.
Insurance covered part.
Not all.
Material costs rose.
Daniel borrowed to keep payroll moving.
I knew some of it.
Not enough.
Charlotte told me:
“Things are tight.”
I offered ten thousand dollars.
A loan.
Daniel declined.
Pride, I assumed.
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Six months later I discovered I had already given them far more.
I just had not known it.
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