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Chapter 14 - DEREK’S FIRM FINDS THE EMAILSDerek’s employer began an internal compliance review after learning about the undisclosed private investments.

Not because I requested it.

The lender issue surfaced through discovery.

One of Derek’s investments involved a client whose money he also managed professionally.

Potential conflict.

His firm investigated.

Emails showed Derek had encouraged the client to invest while personally borrowing to maintain the same development.

Not necessarily criminal.

Potential compliance violation.

Then:

A message from Derek to a loan broker.

Lena doesn’t need every detail. I have household authority.

Broker:

Need her signature on HELOC.

Derek:

I’ll handle it.

Again.

Not a confession to forgery.

But ugly.

His career problems began to become independent of me.

That mattered.

May you like

I did not destroy his future.

His choices created records.

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