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Chapter 9 - THE FINANCIAL LOCKDerek controlled more of our money than I realized.

Not because I was dependent.

I was a senior acquisitions director for a luxury hotel group.

My income was strong.

I had retirement savings.

Inherited modest money from my parents.

But Derek worked in private wealth management.

He handled investments because finance was his field.

I had access.

Technically.

In practice, I let him manage.

After the protective order, my attorney advised me to review everything.

Accounts.

Credit.

Joint obligations.

Property.

That was when I found a $310,000 home-equity line against our apartment.

Our apartment was worth far more.

The line itself was plausible.

The issue:

I did not remember signing it.

There was an electronic signature.

Mine.

Date:

Four months earlier.

I had been in Los Angeles for work.

Could I have signed remotely?

Yes.

Did I?

I searched my email.

Nothing.

Derek said I had authorized him to manage financing.

Maybe.

But authorization to discuss financing is not authorization to apply another person’s signature.

My divorce attorney brought in a forensic accountant.

Separate from the assault case.

Again:

Different tracks.

May you like

Money does not need to become motive before evidence supports it.

But after the bathroom, I no longer assumed administrative mistakes were harmless.

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